How can insurance be used to decrease healthcare costs and increase Essay

How can insurance be used to falloff health care costs and increase quality of care - Essay ExampleThe quality of the treatment is other problem that needs consideration. Most of the uninsured and low-income groups are not in a position to attain good quality health care. The present essay is intended to study a brief history of healthcare industry and to analyze problems and reasons for the high costs associated. The proposals that are put forward for the reformation of current express of healthcare system also would be analyzed so as to reach a decision on the best strategy to be adopted so as to decrease the costs of healthcare and to increase the quality of the healthcare.The health insurance plans began in United States of America during the civil war that took array during 1861 to 1865 (Murray, 2007). At that time only accidents that was caused during transport and that too through either rail or steamboat had all insurance coverage for insurance. Since then more and mo re plans, which provided coverage for most of the illness were added and in the year 1847, mamma Health Insurance of Boston oblationed the branch group policy with a lot of benefits. Individual harm and illness policies were issued by 1890. Arguments or cry for modern group health insurance plan was started in United States only in 1920s and by that time it was far behind many of the European countries. But there was no political pressure for such a law. Reformers started to ask the cost of checkup care instead of wages lost due to sickness mainly because the former was much higher(prenominal) than the latter in as early as 1920s. During this period itself the health care available to forgetful people in the country was quite inadequate. The first company to offer health insurance coverage for all its employees was General Motors (Murray, 2007). The depression that gulped the country in 1930s resulted in more insurance coverage for inactive and aged people. There was no prior ity for healthcare insurance at that time. Blue cross, which is a non-profit organization, began to offer health insurance in a number of states during this period. In Blues every one no matter of age or sex or their disease conditions were charged the same premium. Since the Blues were created by hospitals, electromotive force patients were encouraged to sign up (Noah, 2007). It was in 1940s that the present practice of employer-based system of health insurance was first offered (Noah, 2007). This was in an effort to combat the wage and price controls during the Second World War. The labor unions urged for better benefits and untaxed employer sponsored health insurance. The employers had to attract their employees and so they offered whatever that was asked for. Prepaid group healthcare was started at this time. President Truman was a proponent of national health program plan in which the government would be the payer of the safe and sound of the American society. At that time it was opposed by American Medical Association and the law or bill could